David Wojtusik, CIC is part of the Insurance Office of America Family (IOA) for more information on IOA check out  www.ioausa.com .   

Welcome To The personal website of David Wojtusik, CIC a personal insurance agent with Insurance Office of America. This site has been designed for you "My Valued Clients" and for "My Future Valued Clients". . This website will help answer some commonly asked questions, assist in quoting and buying coverage, provide assistance in obtaining phone numbers and address's for payments and calling in claims as well as update you on new and more innovative ways of protecting you and your valuable assets. My Site is designed to make buying insurance a simple and painless process. This website offers general descriptions of the products we have to offer* and the companies we do business with. Feel free to browse through our website and email or call us with any questions. My direct  phone number is 561-721-3774.
For those of you that are new to Insurance Office of Americas Personal Lines Division we are providers of personal lines insurance such as: Home, Auto, Boat, Flood, Jewelry, Personal Excess, Private Client Group Coverage,  Liability and Simple Life Insurance.

Check our resources tab on this site for useful information  such as:
  • 5 digit codes for auto tag renewals
  • info on flood insurance
  • claims help
  • payment info
  • Hurricane season tips
  • answers to questions

*Important Note: This website offers only a simplified description of these coverage's and is not a statement of contract. Coverage may not apply in all states. For complete details of coverage's, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.

What's new

The summer season  is upon us, so now is the time to make sure your Home and personal assets are  adequately insured. Before Hurricane season gets into full swing, give us a call at 561-721-3774 and let us provide you with the appropriate coverage. Did you know that flood coverage is not included in a homeowners policy?    Flood insurance is cheap, call us for a quote today.
This Month's Feature

Is jewelry covered by my homeowners policy????

One of the most common misunderstandings of a homeowners policy is that jewelry is covered under the contents portion of the policy. Unless your policy has a special extension or endorsement for jewelry not separately covered, the limit is usually $1,000 total, not per piece.